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Guidelines to Follow When Are the Victim of Identity Theft

Every year millions and millions of people have their identity stolen. Above all, as adults it is important to protect proof of identity for events like buying a car, house, opening a credit account, and more, view here for more. Beyond everything we need our proof of identity to protect for most important section of our adult life like purchasing a home, buying a car, and opening a credit account among many other. When push comes to shove and you become the victim of identity theft what guidelines will you follow. You don’t have to worry as from the study below you will discover more about identity theft protection and the correct guidelines to follow if you become the prey of identity theft, click here for more.

Once you suspect or have realized your identity is stolen, it will be wise to let your creditors and bank know; learn more. Many banks and even creditors will take the necessary protection measures once they know that you as their cardholder have been victimized. Also, by contacting your creditors and bank right away, they will communicate the policies and protection actions they will take, and this way you will know what to anticipate the this info.

Another action you should take upon realizing your identity has been stolen, is to freeze your active credit. The moment you realize you are in an identity theft situation and have fallen victim to online fraud or credit fraud the best move is to freeze your credit. It helps lock all that information away which will prevent agencies from giving your credit report to other creditors. You will be requested to come up with a new pin that will be needed when it comes to lifting the freeze later so make sure you keep track of all the information to avoid delays in the future. The most important tip here is to place a fraud alert and also freeze your credit to protect yourself much more.

Suppose you fall prey to identity theft it is will be wise to report the case to the federal trade commission and your lawyer. Whether via a phone call or online, contact the federal trade commission to let them know of your identity being stolen and provide as many details as possible. The advantage of reporting to the federal trade commission is that they will provide a helpful recovery strategy as well as give you proof someone has indeed stolen your identity. A smart move will be to keep the copy of both the items available to you as you go to talk to the police, banks, and creditors. In such a situation of course it will be good if you talk to your lawyer. Ensure that the lawyer you are seeking help from has great credibility. Ultimately, this is what you should do when you fall victim to identity theft.

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